Member Online Banking & Login

Indiana Members Credit Union

Indiana's member-owned credit union since 1956.

Indiana Members Credit Union was founded in 1956 and has grown into one of Indiana's largest credit unions with $4B+ in assets and 170K+ members. IMCU delivers personal banking, auto loans, home mortgages, and business services — with consistently competitive rates and the personal service that only a member-owned institution provides.

Online Banking Member Login
Indiana Members Credit Union online banking login
1956Founded
$4B+Assets
170K+Members
25+Branches

Indiana Members Credit Union — Account Services

Log in to manage your accounts, loans, and services from one secure dashboard.

Personal Banking

Checking and savings accounts with competitive dividend rates and no unnecessary fees. NCUA insured for all IMCU members.

Auto Loans

Competitive auto loan rates on new, used, and refinanced vehicles — same-day decisions and no prepayment penalties across Indiana.

Home Mortgages

Purchase mortgages, refinancing, and home equity products with local underwriting and fast closings throughout the Indianapolis metro.

Student Banking

Student checking, savings, and education loans for Indiana college students with no minimum balance requirements.

Business Banking

Business checking, savings, and commercial lending for Indianapolis and Indiana small businesses.

Digital Banking

Full-featured mobile app with remote deposit, Zelle, bill pay, card controls, and 24/7 account access for all IMCU members.

Indiana Members Credit Union — Built for Indiana

Indiana Members Credit Union exists to serve Hoosiers. Member-owned and Indiana-focused, IMCU reinvests in the communities it serves — delivering competitive rates, local decision-making, and personal service that national banks simply cannot match. Every dollar you deposit stays in Indiana, funding auto loans, mortgages, and small business lending.

Online Banking
1956
Founded
$4B+
Assets
170K+
Members
25+
Branches

About Indiana Members Credit Union

Indiana Members Credit Union was founded in 1956 and has grown into one of Indiana's largest credit unions with $4B+ in assets and 170K+ members. IMCU serves the Indianapolis metro area and communities across Indiana with personal banking, auto loans, home mortgages, and business banking.

  • ✓ Serving customers since 1956
  • ✓ $4B+ in total assets
  • ✓ 170K+ members / customers
  • ✓ 25+ branch locations
Online Banking
Indiana Members Credit Union

What Members Say

"IMCU beat every dealership and bank I checked on my auto loan rate by over a point. Applied online, funded next day. Been a member since 2013."

Kevin R.
Member, Indianapolis IN

"IMCU processed my mortgage refinance faster than any lender I've worked with. Saved $195 a month and the team was excellent throughout."

Tamara L.
Homeowner, Carmel IN

"IMCU mobile app handles everything — remote deposit, Zelle, budget tracking. Better than my previous bank and the rates are genuinely competitive."

Brian S.
Member since 2017
256-bit SSL
Every IMCU session encrypted end to end.
MFA
Two-step verification on every login.
FDIC/NCUA
Deposits insured up to $250,000.
Fraud Alerts
Real-time monitoring on every account.

Indiana Members Credit Union — FAQ

Common questions about IMCU online banking and account access.

Click Member Login or Online Banking on this page. Enter your username/member number and password, then complete two-step verification. New customers can enroll at the official IMCU website.
Use the Member Login or Online Banking buttons on this page to reach the secure IMCU login portal. Once signed in, you can view all your accounts from a single dashboard.
The ABA routing number for Indiana Members Credit Union is 274073162. Use it for direct deposit, ACH transfers, wire transfers, and electronic payments from your IMCU account.
Yes. Indiana Members Credit Union is federally insured by the NCUA. Member deposits are insured up to $250,000 per depositor. IMCU uses 256-bit encryption and multi-factor authentication on all digital banking.
IMCU membership is open to anyone who lives, works, worships, or attends school in eligible Indiana counties — including Marion, Hamilton, Hendricks, Johnson, and surrounding counties. Family members of current members also qualify.
Yes. Auto lending is an IMCU strength — consistently among the best rates in Indianapolis and Indiana for new, used, and refinanced vehicles with same-day decisions.

Join Indiana Members Credit Union

Indiana's credit union since 1956. Competitive rates, 25+ branches, and NCUA-insured accounts.

Online Banking Member Login